for pcachary.in/
Effective Date: February 22, 2026
Last Updated: February 22, 2026
1. Introduction
Welcome to pcachary.in/. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including but not limited to GST registration, financial services, banking, loans, and Government-to-Customer (G2C) services.
We are a franchise partner of GST Suvidha Center (GSP Approved), operated by Purna Chandra Achary (Channel Partner Code: WB 093). We are committed to protecting your personal data and your right to privacy. If you have any questions or concerns about our policy or our practices with regards to your personal information, please contact us at connect@pcachary.in.
By accessing our website and using our services, you entrust us with your personal and business information. This document is a legally binding agreement between you (the User/Client) and the website owner.
2. Information We Collect
In the course of providing over 450+ services ranging from GST filing to Mudra Loan applications, we collect several types of information:
A. Personal Identification Information
- Identity Data: Name, date of birth, gender, marital status, and photographs (for Aadhaar/Passport services).
- Contact Data: Email address, mobile number (WhatsApp), and physical business/residential address.
- Government Identifiers: PAN Card details, Aadhaar Number, Voter ID, Driving License, Passport details, and GSTIN.
B. Financial and Business Data
- Business Details: Shop name, Partnership deeds, MOA/AOA, Trade licenses, and MSME/Udyam details.
- Financial Records: Bank account statements, Income Tax Returns (ITR), Balance Sheets, Profit and Loss statements, and Audit reports.
- Payment Information: Details required to process service fees, though we prioritize secure third-party gateways for actual transactions.
C. Technical and Usage Data
- Log Data: IP address, browser type, operating system, and the pages you visit on our site.
- Cookies: We use cookies to enhance your browsing experience and analyze site traffic.
3. How We Use Your Information
We use the collected data for specific, legitimate business purposes:
- Service Fulfillment: To process your GST returns, apply for loans, register companies, or facilitate G2C services like Jeevan Pramaan.
- Communication: To send updates via WhatsApp or email regarding your application status, government deadlines, or new service offerings.
- Compliance: To verify your identity as required by the GST Suvidha Provider (GSP) and Indian regulatory authorities.
- Personalization: To offer “Highly Personalized Solutions,” which is our USP, ensuring the advice you receive matches your specific business turnover (especially those above 40 lakhs).
- Customer Support: To allow our backend team (170+ members) and relationship managers to assist you effectively.
4. Disclosure of Your Information
We do not sell your data. However, we share information with:
- Principal GSP/Head Office: Information is shared with the GST Suvidha Center Head Office in Dwarka, Delhi, for processing via official government portals.
- Government Portals: Data is uploaded to GSTN, Income Tax Department, MCA (Ministry of Corporate Affairs), and UIDAI to fulfill your requested services.
- Financial Institutions: For loan services (Personal, Business, Mudra), your data is shared with partner banks and NBFCs.
- Legal Requirements: If required by law, we will disclose information to authorities to prevent fraud or unauthorized transactions.
5. Specific Service Policies
A. GST & Financial Services
When you provide data for GSTR-1, GSTR-3B, or Audit services, we act as a facilitator. You remain the owner of the data; we act as the processor. We maintain records of your “Progress Chart” to show your business growth as mentioned in our mission statement.
B. Loan and Banking Services
As an authorized Mudra Loan application provider, we collect sensitive financial history. This data is strictly used for eligibility checks and application submission to the lender.
C. G2C and Travel Services
For services like Passport, Voter ID, or Railway bookings, we collect data that is transient—once the application is submitted or the ticket is generated, we do not use this data for any other marketing purposes.
6. Data Security
We implement industry-standard security measures, including:
- Encryption: Data transmitted via our website is protected using SSL encryption.
- Access Control: Only authorized backend team members involved in your specific service (e.g., the CA team for Audits) have access to your documents.
- Franchise Integrity: As an authorized center (Code: WB 093), we adhere to the strict security protocols mandated by our GSP.
7. User Eligibility & Responsibilities
As per our “Who is Eligible” criteria:
- Clients must provide accurate information. Providing false documents for GST or Loan applications is a legal offense.
- Users must be at least 18 years old (or 12th pass for franchise seekers) to engage in our business services.
8. Retention of Data
We retain your business records (like GST filing history) for as long as you are a client of pcachary.in/ to ensure we can provide “Yearly and Half-Yearly GST Filing Packages” and assist with “Reply to GST Notices.” If you wish to terminate our services, you may request data deletion, subject to statutory government record-keeping requirements.
9. Your Rights
Under Indian Information Technology laws, you have the right to:
- Access: Request a copy of the data we hold about your business.
- Correction: Ask us to update incorrect GST or PAN details.
- Withdraw Consent: You may opt-out of our WhatsApp/Email updates at any time.
10. Third-Party Links and Affiliate Shop
Our website includes an Affiliate Shop and links to different sites (News/Stories/Books). We are not responsible for the privacy practices of these external sites. We recommend reading their individual privacy policies before making a purchase.
11. Disclaimer Update
This Privacy Policy is a legally binding part of our Disclaimer. By using pcachary.in/, you acknowledge the limitations of liability outlined in our main disclaimer regarding the Head Office in Delhi and our Franchise Office in Budge Budge, Kolkata.
12. Contact Information
For any grievances or data-related queries, please contact:
Purna Chandra Achary GST Suvidha Center (WB 093) Address: Kolkata, West Bengal – 700137
Email: connect@pcachary.in / info@pcachary.in
WhatsApp: +91 9836812177