Last Updated: February 12, 2026
1. Introduction and Acceptance of Terms
Welcome to pcachary.in (the “Website”), a digital platform operated by Purna Chandra Achary, an authorized Channel Partner of GST SUVIDHA CENTERS (Branch Code: WB 093).
By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”), our Privacy Policy, and all applicable laws and regulations in India. If you do not agree with any part of these terms, you must immediately cease use of this Website and its services.
2. About the Entity and Scope of Services
pcachary.in serves as a multi-functional portal providing:
- Utility Services: Acting as an authorized GST Jan Suvidha Kendra, we offer 450+ services including GST registration, return filing, bookkeeping, banking, insurance, and loan assistance.
- Media & News: Delivering real-time news and curated lifestyle content as part of a integrated utility solution.
- Franchise Gateway: Providing information for individuals seeking to start their own GST franchise business under the GSP-approved model.
3. Service-Specific Disclaimers (GST & Financial)
3.1 Role of GST Suvidha Center
The GST Suvidha Center acts as an online gateway and point of authentication between the taxpayer and the GST Suvidha Provider (GSP). While we strive for 100% accuracy, our role is to facilitate the upload of user-provided data into the GST system.
- Data Accuracy: Users are solely responsible for the accuracy of invoices and data provided for filing.
- No Professional Liability: We are not liable for interest or penalties imposed by government authorities due to delays caused by incorrect data submission or technical outages beyond our control.
3.2 Banking, Loans, and Insurance
Services related to Mudra Loans, Personal Loans, and Insurance are subject to the terms of the respective third-party providers or financial institutions.
- We act as authorized application providers but do not guarantee loan approval or insurance claim settlements, which are at the sole discretion of the principal provider.
4. Eligibility and User Obligations
To utilize our services or apply for a franchise through this portal, you must meet the following criteria:
- Age: Minimum 18 years of age.
- Education: Minimum 12th pass (for franchise applicants).
- Infrastructure: Access to a computer, printer, scanner, or Android mobile with stable internet.
- Conduct: Users must maintain professional decorum. We reserve the right to terminate service for any user who is rude or unreasonable to our support team.
5. Intellectual Property Rights
All content on this Website, including but not limited to the brand name “P C ACHARY,” news articles, logos, software, and the progress charts, is the intellectual property of Purna Chandra Achary or its licensors.
- Restricted Use: You may not copy, modify, distribute, or “mirror” any content from this site without express written permission.
- Third-Party Marks: Logos of GST Suvidha Center, GSPs, and banking partners remain the property of their respective owners.
6. Payments, Refunds, and Fees
- Service Rates: Services are provided at “reasonable and nominal rates” as displayed on our platform.
- Price Changes: We reserve the right to modify service fees at any time without prior notice.
- Refund Policy: Invoices once generated for services rendered (such as GST filing or registration) are generally non-cancellable. Franchise fees are subject to the 90-day money-back guarantee terms provided by the principal GSP where applicable.
7. Limitation of Liability
To the maximum extent permitted by law, Purna Chandra Achary and pcachary.in shall not be liable for:
- Any indirect, incidental, or consequential damages arising from the use of the news portal or utility services.
- Loss of profits or data resulting from the use or inability to use the GST Suvidha mobile app.
- Errors in news reporting, as information is provided “as is” for general awareness.
8. Data Privacy and Security
Your use of the site is governed by our Privacy Policy. By providing your GSTIN credentials, PAN details, or ITR passwords, you authorize our backend team of 170+ members to use this data solely for fulfilling your requested services.
- Handover Policy: Credentials and data will be handed back to the customer only after all dues and exit costs are cleared.
9. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any disputes arising out of the use of this Website or our services shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal.
10. Modifications to Terms
We reserve the right to update these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the new Terms.
11. Contact Information
For any queries regarding these Terms, please contact:
Head Office: C- 338 3rd, 4th and 5th Floor, Palam Extension Ramphal Chowk, Dwarka Sector-7. South West Delhi, Delhi – 110075
https://www.gstsuvidhscenters.com
Toll-Free Phone Number: 18008435500
Email ID: connect@gstsuvidhacenters.com
Franchisee Office:
Budge Budge,West Bengal Kolkata 700137
Center Code GSC WB093
https://pcachary.in
Franchise Office Email ID: connect@pcachary.in
Whats’App Chat: https://wa.me/919836812177
Summary of Key Services Covered in these Terms:
- Financial: Company/Trademark Registration, CA Certification, Income Tax Audit.
- Banking: Money Transfer, AEPS (Aadhar Card banking), PAN Consultant.
- Government (G2C): Digital Life Certificate, PM-SYM Scheme.
- Education & Health: Digital knowledge kits and health treatments on EMI.
