LEGAL DISCLAIMER AND TERMS OF USE
Website: https://pcachary.in/
Entity: Purna Chandra Achary (GST Suvidha Center Channel Partner – Code: WB 093)
Effective Date: February 22, 2026
1. PREAMBLE AND ACCEPTANCE OF TERMS
This Disclaimer, encompassing all sections herein, constitutes a legally binding agreement between you (the “User,” “Client,” or “Visitor”) and pcachary.in/, managed by Purna Chandra Achary (hereinafter referred to as “the Franchisee,” “We,” “Us,” or “Our”).
By accessing this Website, utilizing the RSS feeds, browsing the book/story collections, engaging with the affiliate shop, or inquiring about GST, Banking, Loan, or G2C services, you explicitly acknowledge that you have read, understood, and agreed to be bound by these terms. This website serves as a bridge between the public and the authorized GST Suvidha Center (GSP-approved gateway) and other third-party service providers.
If you do not agree to these terms, you are strictly prohibited from using this website and must exit immediately.
2. NATURE OF THE FRANCHISE RELATIONSHIP
2.1. Channel Partner Status
Purna Chandra Achary operates as a Channel Partner/Franchisee of the GST Suvidha Center (Head Office: Dwarka, New Delhi). Our role is to facilitate access to over 450+ services.
2.2. No Direct Government Affiliation
While we provide “Government to Customer” (G2C) services and GST-related assistance, pcachary.in/ is a private entity. We are not a government department. We act as intermediaries and consultants. Any fees charged are for our professional facilitation, consultancy, and technical assistance, not for the “sale” of government rights.
3. PROFESSIONAL SERVICES DISCLAIMER
3.1. GST and Financial Services
We provide GST registration, return filing, and bookkeeping. While we employ experienced professionals and 170+ backend members, the ultimate responsibility for the accuracy of data provided to us lies with the Client.
- No Guarantee of Outcome: We do not guarantee that your GST applications will be approved by the Department, as approval is at the sole discretion of government officials.
- Timelines: While we aim for “minute-to-large scale” efficiency, delays caused by government portal downtimes (GSTN) or technical glitches are beyond our liability.
3.2. CA and Audit Services
Any services involving CA Certification, Income Tax Audits, or Balance Sheet finalization are performed by qualified professionals within the GST Suvidha Center network. pcachary.in/ acts as the service point. We do not personally "sign off" on audits unless handled by a licensed professional within the authorized framework.
4. LOAN AND BANKING SERVICES DISCLAIMER
4.1. Loan Facilitation
We offer assistance for Personal, Home, Business, and Mudra loans.
- Not a Lender: pcachary.in/ is a facilitator, not a bank or Non-Banking Financial Company (NBFC).
- Approval Authority: The decision to sanction a loan rests entirely with the lending bank or financial institution. We do not guarantee loan disbursement.
- Credit Scores: We are not responsible if a loan is rejected due to the client’s CIBIL score or internal bank policies.
4.2. Banking and PAN Services
Services like Money Transfer, AEPS (Aadhar Enabled Payment System), and PAN card consulting are subject to NPCI and UIDAI guidelines. Any failed transactions due to bank server issues are the responsibility of the respective banking partner.
5. AFFILIATE AND SHOPPING DISCLAIMER
5.1. Third-Party Products
The “Affiliate Shop” and “Consumer Durable Items” sections contain links to third-party products.
- Commissions: We may earn a commission on purchases made through these links.
- Product Quality: We do not manufacture these items. Any disputes regarding product quality, shipping, or refunds must be taken up with the original manufacturer or seller.
- Warranties: We disclaim all warranties, express or implied, regarding products sold through affiliate channels.
6. CONTENT, RSS FEEDS, AND INTELLECTUAL PROPERTY
6.1. Information Accuracy
Our Website provides RSS News, Books, and Stories. This content is for informational and educational purposes only. * RSS Feeds: We do not control the content of external RSS feeds. We are not responsible for misinformation, offensive content, or copyright violations originating from these external sources.
- Literary Content: Books and stories provided are for entertainment. We do not claim ownership of third-party intellectual property unless explicitly stated.
6.2. Technical Advice
The “Education Services” and “Knowledge Kits” are digital tools. They do not substitute for formal classroom education or professional legal advice.
7. LIMITATION OF LIABILITY
To the maximum extent permitted by law, Purna Chandra Achary, pcachary.in/, and its associates shall not be liable for:
- Any direct, indirect, or consequential loss arising from the use of this website.
- Financial losses incurred due to late GST filing if the client provided data late.
- Losses resulting from “Acts of God,” government policy changes, or sudden amendments in Tax Laws.
- Errors in data entry caused by the client.
Maximum Liability: In any event, our total liability for any claim shall not exceed the professional fee paid by the client for that specific service.
8. USER ELIGIBILITY AND OBLIGATIONS
8.1. Eligibility for Franchise Seekers
If you are using this site to start your own GST Franchise:
- You must be at least 12th pass.
- You must possess the required hardware (Computer, Printer, Scanner).
- You acknowledge that success depends on your local marketing efforts and is not guaranteed by the mere purchase of a franchise code.
8.2. Accuracy of Information
Users must provide “True and Correct” information for G2C services (Passport, Voter ID, etc.). Submitting forged documents is a criminal offense, and we reserve the right to report such activities to the authorities.
9. EXTERNAL LINKS AND THIRD-PARTY SITES
Our website contains links to:
- https://www.gstsuvidhacenters.com
- Various Government Portals (GSTN, Income Tax, Passport Seva)
- Payment Gateways
We do not endorse the privacy policies of these external sites. Clicking these links is done at the user’s own risk.
10. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Purna Chandra Achary and the backend support team from any claims, damages, or expenses (including legal fees) arising from your violation of these terms or your misuse of the services provided.
11. PRIVACY AND DATA PROTECTION
We value your privacy. Data collected via WhatsApp Chat or Email (connect@pcachary.in) is used solely for processing your service requests. However, as no internet transmission is 100% secure, we cannot guarantee absolute data security.
12. JURISDICTION AND DISPUTE RESOLUTION
These terms are governed by the laws of India. Any disputes arising from the use of this website or services provided by the Budge Budge, Kolkata franchise office shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal.
13. MODIFICATIONS TO DISCLAIMER
We reserve the right to amend this disclaimer at any time without prior notice. Continued use of the website following changes constitutes acceptance of those changes.
14. CONTACT INFORMATION
For clarifications regarding this disclaimer, please contact:
- Name: Purna Chandra Achary
- Email: connect@pcachary.in
- Address: Kolkata, West Bengal – 700137
- WhatsApp: +91 9836812177